The Mistake On American Express’s Website That Just Netted Me 7,500 Membership Rewards Points

In a prior post, I discussed the possibility of downgrading my American Express Premier Rewards Gold card to a no-annual-fee Blue card right before the Gold card’s $175 annual fee — which was waived for the first year — hits my account.  Yesterday, I found out that that isn’t as good of an idea as […]

Business Credit Cards, Part 3 of 3: What Are The Best Business Credit Cards?

Business credit cards offer some of the most enticing points-earning schemes and signup bonuses, but most people know very little about these cards or whether they qualify for one.  Part I of this three-part series examined the eligibility requirements for business cards; Part II discussed the significant but little-known differences between business and personal credit […]

How to Use British Airways Avios To Generate Huge Savings On American Airlines Flights

If a round-trip flight from New York to Montreal for 9,000 miles – or from New York to Miami for 15,000 miles – seems too good to be true, you should familiarize yourself with British Airways “avios” (British for “miles”?).  These redemption rates aren’t short-term promotions or off-season specials; they’re the standard redemption rates under […]

Notes and Updates for March 5, 2013

The Southwest Airlines Rapid Rewards Premier card is currently offering 50,000 Rapid Rewards points after spending $2,000 within three months.  This is a great deal: those 50,000 points are worth up to 1.66 cents each (when used for “Wanna Get Away” fares), which works out to about $833. Until March 14th, the American Express Business […]

Is The $450 Annual Fee For the American Express Platinum Card Worth It?

I suspect that, for most people who consider this question, the answer boils down to whether the card’s best-known perk – airport lounge access at American, Delta, U.S. Air, and Priority Pass lounges – justifies the $450 annual fee.  If the analysis ended there, my answer would be no.  I simply don’t place much value […]

An Introduction To The Three Major Flexible Points Currencies, And How They Render Your Airline-Specific Credit Card (Nearly) Obsolete

The best credit cards earn flexible points, and by that I mean points that can be transferred to a variety of different loyalty programs.  The beauty of accumulating flexible points, as opposed to points or miles that are specific to any one particular loyalty program, is that they allow you to defer your redemption decision […]