Free Money: Will Pay You $8 Each Week To Use Their Platform For Your Online Food Orders

This one falls squarely into the category of not-going-to-make-you-rich-but-certainly-doesn’t-hurt: is trying so hard to compete with Seamless/GrubHub that it’s apparently willing to give away $8 or more each week to lure customers to its online-ordering platform.

There’s no real magic, or even difficulty, here — just sign up for a account, accept marketing emails (they only send one to two per week), and, like clockwork, each Saturday you’ll receive an email with a link for $8 off any order of $20 or more placed that weekend.  I have no idea how long this marketing campaign will continue, but it has been going strong for nearly a year already: I started receiving the promotional emails back in December of 2013.

Oh, and please excuse the shameless referral plug, but if you sign up through this link, we’ll both get $7 once you place your first order.

Unfortunately for, the campaign hasn’t actually shifted my non-discounted orders away from Seamless, and it probably shouldn’t change your habits either.  The primary reason that I stay loyal to Seamless is that Seamless transactions are coded as restaurant spend whereas purchases are codes as “Misc. Personal Services,” so I’m able to take advantage of the restaurant/dining bonus category and earn extra rewards with cards that offer bonuses on these types of purchases.  At the moment, I’m earning 5% cash back on these purchases, but the Chase Sapphire Preferred card has been the mainstay of my Seamless account.  The other, less significant reasons I remain a Seamless loyalist is that Seamless has a better interface and slightly more participating restaurants.

Interestingly, has its own rewards program, but it isn’t lucrative enough to compensate for the inability to capture extra credit card rewards for bonused purchases through Seamless.  The program is unnecessarily complicated, but suffice it to say that, at the very best, it yields about 1.47 cents of credit per dollar spent (and, significantly, no points are earned on tax or tip); I can do better exploiting restaurant/dining bonus categories through Seamless.

Bottom line?  If you’re the type of person who occasionally spends more than $20 ordering food delivery on the weekends, you might as well create a account and save $8 every now and then.

ApplePay: Some Initial Thoughts and Observations

The message that displays when you try to add an unsupported card.

Being the nerd that I am, I immediately set up ApplePay on my iPhone and ran across the street to Duane Reade to test it out.  Here are some initial thoughts about the process of setting up and using ApplePay, as well as a few miscellaneous … [Continue reading]

The TD Easy Rewards Card: 5% Cash Back on Dining, Groceries, Gas, and Cable, Phone and Utility Bills for 6 Months, Plus $100

The "Cash Rewards" variant of the card is pretty hideous, so factor that into your decision.

This offer probably isn’t getting the attention it deserves.  For the first six billing cycles, the TD Easy Rewards card offers 5 “easy rewards” points (which can be converted into cash or a statement credit at a rate of 1 cent per point) for each … [Continue reading]

Points On The Dollar Is BACK — And No Longer Constrained By Affiliate Sponsors!

Billy Mays

After a long hiatus, Points on the Dollar has returned!  With much more time on my hands these days (more on that later), I’m looking forward to sharing my thoughts on personal finance, travel, and whatever else floats my boat.  And there will be a … [Continue reading]

Local Chase And Citi Branches Offering Better Sign-Up Bonuses Than The Entire Internet

Chase Branch

In recent weeks, reports have begun to crop up about the existence of superior credit card offers at brick-and-mortar Chase and Citi branches.  For details on these offers, I’ll direct you to reports by The Miles Professor about her experiences at … [Continue reading]

Notes And Updates for June 7, 2013

Sadly, the 2% cash-back Priceline Visa Rewards card is no longer available.  There are other, far less lucrative versions of the Priceline card, but you’re much better off with one of the other 2% – 2.2% cash-back options. In other bad news, the … [Continue reading]

What’s The Deal With Discover?

Discover It Card

In January, 2013, Discover consolidated its various brands of then-existing credit cards into the – I kid you not – “It” brand.  Discover is pouring lots of money into promoting its new “It” brand, so let’s take a look and see if this brainchild of … [Continue reading]

Reminder: 35% Bonus On Transfers From Membership Rewards Points To British Airways Avios Ends Friday!

If you're interested in cashing in the 35% bonus on transfers from American Express Membership Rewards points to British Airways Avios, the last day to do so is this Friday, June 7th.  I've discussed how to use Avios for amazing redemptions on … [Continue reading]

How I Estimate The Value Of Points And Miles

Placing an absolute value on a particular type of point or mile is a highly abstract and nearly impossible task.  I realize that this might sound like a pretty compelling reason not to continue to read my blog -- given that I purport to dole out … [Continue reading]